David and I revised our household budget last week.
Which was really helpful. It’s good to face these things head on. I’ll tell you why.
1) If we hadn’t worked out the new budget, we would have gone on being complete wastrels, burning zero dollars on cheap entertainment. Now we need to make our own entertainment, as we realize we have zero dollars to spend on entertainment.
2) No longer can we spend zero dollars on home improvements. We know now that we need to buckle down and spend zero dollars on home improvements.
3) We have to face facts and save for a rainy future. We have to save more than zero dollars each month. So we’ve decided to save zero times zero dollars each month, because our budget helped us realize that we can afford to. In fact, we can’t afford NOT to. This is our future we’re talking about.
Excuse me while I pry my tongue out of my cheek. My cheek doesn’t want to give it up because my tongue is a meat product that would cost good money at Stop ‘n’ Shop.
Budgets are another luxury item we can’t afford.
The other night, as David and I cleaned up the kitchen post-dinner, we were bemoaning our pitiful economic situation (although we work! respectable jobs! explain this!). This is our ongoing form of subtle tantric foreplay.
“We just have to be more careful,” he said, shaking his head. “We can’t eat turkey bacon like this every night.”
I emitted a sound new to myself, something like a cross between a guffaw and a snort and a pppffffttt, as I unloaded the broken dishwasher flatware holder.
“What?” he said.
“You just said, ‘We can’t eat turkey bacon like this every night.’”
He shrugged. “So?”
“As if feeding our daughters wilted lettuce and a pack of cheap turkey bacon is a splurge. Expired Jennie-O turkey bacon and lettuce from a bag. That’s funny. That’s funny stuff.”
He smiled sadly and painfully, then went back to scrubbing pots and pans. “Vegetables are expensive too. Fresh ones.”
I felt sorry for him then, this kind, good man who lives to teach papier-mache mask-making and direct wonderful plays and paint faraway landscapes in places he has never seen and cannot afford to visit. It was a dumb move on both of our parts, two debt-ridden artists with gloomy financial forecasts marrying each other. We need to keep telling ourselves that we are Special and our love was Meant to Be and no orthopedic surgeon or corporate attorney could satisfy either of our Burning Bohemian Souls. We need to repeat these things to each other frequently or we would go postal in the turkey bacon aisle. It is a dangerous union.
Because—just perhaps—a nice wealthy yet soulful and fulfilled orthopedic surgeon might have hit the spot nicely for each of us (in his case, a nice Canadian one, so he wouldn’t have had to spend additional beaucoup de bucks on green-card lawyers’ fees to marry this crazy neurotic American girl who drew a lot of naked ladies and spent a lot of money on headshots that only got her auditions for Law and Order extra parts, i.e. Juror #5 With a Bad Cold).
But we must never allow ourselves to come to this realization. We must cling like the no-name brand plastic wrap we buy only during the holidays. We must cleave to each other like cheap generic mac-and-cheese—once mixed, forever mixed. We must not indulge in daydreams of whipping up working budgets with no zeros, while reclined beside a crackling fire in a Vail lodge. A third home. Or a fourth. At least.
It is what it is, this humble, money-free union of ours. We will always have Sarah Lawrence (and the student debt incurred at Sarah Lawrence, that is clear). We will always have the shared, sacred shame of being turned away from a bank in New York City because our savings (of which we were so proud) were not enough to meet the minimum savings required to open an account. We will always have the bonding that comes when two people in love sit down time and time again to discuss the best way to word formal requests for economic assistance.
There is much to be said for this sort of closeness, of course. Instead of home improvements and ski trips and European cruises and 401k plans, we will speak of Commedia dell’Arte and Ibsen and burnt umber pigment and PS 122 and our hilariously failed theatrical ventures and our successful ones and of leather masks pulled from wood carvings. This is the language of our marriage. We will go on speaking at bedtime of lazzis and Scaramouche’s similarities to Groucho Marx, and the second zanni’s uncanny resemblance to all the roles played by John C. Reilly. We will speak of Viewpoints and Stanislavski in total animated earnestness, long after we shut off the light. When we are not trying to build a savings account that does not wish to be built, we will write. We will paint. We will sketch our present and hope the art supplies we need to create a future will come in soon enough. We will cringe as our girls start asking why mildewed tiles and bits of wet rotting wood fall on their heads only in our bathtub, and not in the homes of other people we visit. We will speak no more of turkey bacon.
What language do you speak as you unload the broken dishwasher, or wave goodbye through the busted screen door? What language do you speak in front of that crackling fire, in your vacation home? What language do you wish you could add to your repertoire? Which would you like to be less fluent in?
As usual, it is Thursday, and I am full of questions.

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Great post. I think we’re all in the same boat. Our language includes “do you think that awful sound the car is making might be dangerous?” as well as “she’s got an earache again, there goes more money for meds” and of course “how many times do you think we can feed the kids burritos in a week before they rebel?” Our language sadly includes very few art references, but many, many medical ones. And so we live on one salary that could be considered very high, in an area where we can’t afford to fix our cars, and can’t move away because we need the health insurance, and we have to buy the Applegate bacon because our kids are allergic to nitrates and nitrites and all other kinds of things you might actually consider food.
But we ignore all that and have dates on the sofa, where we talk about the travelling we’d like to do some day, and often in our minds, we’re already there.
Kirsten et al, if you can spare some money for a book … buy yourself “1000 Places To See Before You Die” by Patricia Schultz. I had a gift certificate and chose this. It’s a treat to daydream about many of these locales that I’ll never have the $$ to explore but also a surprise to find the few that I’ve been blessed to get to!
Jenn, remember our rendezvous in Gerbeaud? Mom and daughter eating oh-so-sweet decadent desserts in a trendy Budapest coffee shop … and talking about sex, I do believe.
As happens with me, I’m stuck on the pork thing (that doesn’t sound good, but you know what I mean. Or do you?).
Apparently Trader Joe’s has bacon and other such that’s all made by Applegate Farms, but much cheaper. It might be private label. Not 100% sure, since I’ve never actually been to a Trader Joes (the nearest one is…I don’t know. Way too far from here).
But! Hey! Anyone in New England, whether your budgets have lots of zeros in a good way or in a bad way, should check out New England Serves. Groceries at 40%+ discount, including fresh fruits and veggies, and meats. You just need to do at least 2 hours per month of volunteer work, and they’re flexible about what that means. 350+ “co-op” (i.e. pick up) spots throughout New England, including one in North Adams. No income requirements whatsoever – orthopedic surgeon or liberal arts flunkie, doesn’t matter.
http://www.servenewengland.org/
It is so good to know that you are all out there, doing the same thing with the same zero budget that feels so pointless when you look at it on paper. I see echoes of so many of the choices that I have made in your post and all of the comments – no new groceries until Friday, cross my fingers that the car is okay, can I really afford to spend another $13 at the goodwill? – and it is comforting to remember that we are not alone in this.
My partner and I finally bought a house last summer after living like nomads for almost three years (family of four in one room of his mothers house – does the feeling that inspires need an explanation?) and it is tiny, but I love all 934 square feet of it, even the chimney that is about to collapse and the little gaps between the bricks and the 75 year old wiring which I just hope will last another 5. All you can do is put one foot in front of the other and hope for the best, and know that you’re in it together, as a family, and that you’re not the only ones.
wow, after reading this, I don’t feel so bad about shopping at the dollar store for a bag of animal crackers and calling it dinner!
Ditto. Nice to hear I’m not the only hardworking, zero budgeted, non splurging mommy out there. I live the delusion that it wont always be this way, but I’m afraid it always will be.
Sorry. No pity here. I have read your writing and I can’t feel sorry for you. I cannot imagine a world where “Off-Duty Disney Princesses” does not become a huge Broadway hit. Plus you have fans at Suburban Kamikaze (see “Spit Takes”) where due to a cult following of my five or six best friends and a handful of daddy bloggers lured in by the gratuitious sexual content, your star is sure to rise.
SK
Beautiful post.
Making art is more important than making dinner around here. So where does that leave us? Tired. Struggling to break even every month.
But it also leaves us surrounded by pretty things that we have made… and kind of nicely isolated from the overly consumerist American suburbia thing. We can’t afford movies and malls and cable TV. We don’t know what’s in or out or hot or not. We’ve become our own little culture here. It’s nice.
Some years we make more stable, grown up kinds of dollars and other years we make almost nothing. This year my illustration work did better… and now I’m up at 3 in the morning digging through receipts because we’re filling out tax forms online and oh my god we are so screwed because of the extra income.
It just doesn’t seem to matter, we spend too much somehow no matter how little we spend. That’s why I’m starting a part time marketing job next month… hopefully we will find the right balance between parenting and being a couple and making money but also making art and giving our creative work the time that it demands every day. If not I will quit and go back to doing only freelance/fine art/whatever pops into my head as a really great idea. And we will go back to feeling guilty every time we eat bacon.
I reassure myself with the thought that at least we live in a first-world country. There is theoretically a limit to how bad we can screw up our lives. And doing so is a lot more fun than it would be in some war-torn little country where the water gives you mind-altering diahrrea and drug lords randomly burn your 50-square foot house down and have sex with your only milk-producing goat or whatever. You know?
Shit. Now I want bacon.
If I weren’t so tired, I’d be laughing, perhaps hysterically. Your post (and all of the beautiful commenters) just made me feel nearly well off! Not an easy thing to do these days at my house; I can relate so well with everyone.
I came from a childhood so poor we lived in one room with towels and such stuffed under the cracks of the door because we had no heat. Our shampoo froze in winter and our electricity was shut off regularly. As a young adult, I flipped back and forth each month between paying the rent late and paying the electric late (and sometimes paying both late). My car was a gift from my sister, otherwise I would probably still have been driving “the blue cave,” a 1977 4-door LTD that wouldn’t die – probably because it was hardly ever driven as I couldn’t afford to keep gas in it. I know what poverty is, at least in this country. And though my husband just did the whole mock heart attack bit when he paid for veggies from our local organic co-op, I am not poor now – at least not yet.
My husband and I have also decided to give up the corporate way (at least I did, he hasn’t been into it much for quite some time) to work for ourselves so we can spend more time with our children. We call ourselves “eccentrics” (a few others call us that as well), in a prideful sort of way, and tell ourselves that if this doesn’t work our best earning years are still in front of us (which certainly isn’t hard to imagine considering what we earned last year).
In the years we’ve been married, we’ve done a lot of the things we wanted to do (except go abroad with backpacks). We had our children late in life. We’re a bit old for sleeping on the ground in tents – not to mention the poorhouse. And yet, we’ve slept in 4 star beds, and frankly, we don’t feel like we’re missing anything, most of the time anyway. We have the lovely advantage of having had nearly everything we wanted (not that our wants were large though) and knowing there really wasn’t much in it.
I didn’t have much of a childhood, it was mostly rather grim to put it mildly, and my husband had his own set of early troubles. I don’t think our children will be able to say the same, and I believe it likely that I’ll remember theirs far more fondly than my own. Every time I look at them, I know what is important – and what kind of work is important. I’m doing all in my power not to bungle the job.
Oh girl. I get it. I do. We gambled back in the fall and my husband changed jobs to a commission only type thing. The paychecks went from a trickle to an unsustainable drip. He had to go back to the soul-killing place he worked before where he liked the work but the politics in the company leave a worse taste in our mouths than would be if I were working a street corner. Well, maybe not quite that bad, but it’s iffy. The hit we took to the 401K for him to try the new job will be something that we’ll likely never recover from.
Plus, I have a degree from a private university that sucks my wages every month for loans that won’t be paid off for years to come. I have a decent job and we still juggle. We have to skimp on birthday gifts because some months, the money just isn’t there. I have no 401K and I know that’s going to bite us later. But we do what we can to get by. We all do. I am looking forward to 2010 when some other debt will go away and maybe we’ll be able to loosen the financial belt a little. It sucks to have a good paying job only to have our previous decisions suck that away from us because it feels like it’s free when you pay with plastic. Visa should tell you in the fine print (that we never read when we opened the cards) that they want your second born child (true, because we had to put that off until we were in a better spot) as well as your grocery money for the rest of your natural life if you ever actually bother to use their card.
The owner of the company where I work has a classic car collection to rival a museum. I have a friend in the payables department who tells me how much is spent when a new car is acquired. It makes me sick that someone with that level of income couldn’t trickle a little more down to the employees who help keep him in the manner to which he’s accustomed. Most days, I don’t mind my job. Some days, I want to go postal and take a Bentley as a getaway car.
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